diff --git a/src/components/domains/chat/CategoryChats/CategoryChats.tsx b/src/components/domains/chat/CategoryChats/CategoryChats.tsx
index 0c5c30c..0c4b3c0 100644
--- a/src/components/domains/chat/CategoryChats/CategoryChats.tsx
+++ b/src/components/domains/chat/CategoryChats/CategoryChats.tsx
@@ -13,11 +13,13 @@ import styles from "./CategoryChats.module.scss";
 interface CategoryChatsProps {
   chats: IChat[];
   maxVisibleChats?: number;
+  currentBalance?: number;
 }
 
 export default function CategoryChats({
   chats,
   maxVisibleChats = 3,
+  currentBalance = 0,
 }: CategoryChatsProps) {
   const router = useRouter();
   const setCurrentChat = useChatStore(state => state.setCurrentChat);
@@ -40,7 +42,9 @@ export default function CategoryChats({
                   message: {
                     type: chat.lastMessage.type,
                     content: chat.lastMessage.text,
+                    sentWithZeroBalance: chat.lastMessage.sentWithZeroBalance,
                   },
+                  currentBalance: currentBalance,
                 }
               : null
           }
diff --git a/src/components/domains/chat/ChatCategories/ChatCategories.tsx b/src/components/domains/chat/ChatCategories/ChatCategories.tsx
index 8dadc63..08e5d3b 100644
--- a/src/components/domains/chat/ChatCategories/ChatCategories.tsx
+++ b/src/components/domains/chat/ChatCategories/ChatCategories.tsx
@@ -4,6 +4,7 @@ import { useState } from "react";
 
 import { Skeleton } from "@/components/ui";
 import { Chips } from "@/components/widgets";
+import { useBalance } from "@/hooks/balance/useBalance";
 import { useChats } from "@/providers/chats-provider";
 
 import { CategoryChats, ChatItemsList } from "..";
@@ -12,6 +13,7 @@ const MAX_HIDE_VISIBLE_COUNT = 3;
 
 export default function ChatCategories() {
   const { categorizedChats } = useChats();
+  const { balance } = useBalance();
 
   const [activeChip, setActiveChip] = useState<string>("All");
   const [maxVisibleChats, setMaxVisibleChats] = useState<
@@ -59,6 +61,7 @@ export default function ChatCategories() {
           <CategoryChats
             chats={categorizedChats[key]}
             maxVisibleChats={maxVisibleChats[key] ?? MAX_HIDE_VISIBLE_COUNT}
+            currentBalance={balance}
           />
         </ChatItemsList>
       ))}
diff --git a/src/components/domains/chat/ChatMessage/ChatMessage.tsx b/src/components/domains/chat/ChatMessage/ChatMessage.tsx
index c6b0b51..c6f1376 100644
--- a/src/components/domains/chat/ChatMessage/ChatMessage.tsx
+++ b/src/components/domains/chat/ChatMessage/ChatMessage.tsx
@@ -3,7 +3,8 @@
 import { useEffect } from "react";
 import clsx from "clsx";
 
-import { IChatMessage } from "@/entities/chats/types";
+import type { IChatMessage } from "@/entities/chats/types";
+import { useShowRefillModal } from "@/hooks/refill/useShowRefillModal";
 import { useChat } from "@/providers/chat-provider";
 import { formatTime } from "@/shared/utils/date";
 
@@ -31,9 +32,22 @@ export interface ChatMessageProps {
 }
 
 export default function ChatMessage({ message }: ChatMessageProps) {
-  const { isConnected, read } = useChat();
+  const { isConnected, read, balance } = useChat();
+  const { showRefillModal } = useShowRefillModal();
   const isOwn = message.role === "user";
 
+  // Применяем блюр к ОТВЕТАМ АССИСТЕНТА если они были отправлены при нулевом балансе И текущий баланс все еще нулевой
+  const shouldBlur =
+    !isOwn && // Блюрим только сообщения ассистента (НЕ пользователя)
+    message.sentWithZeroBalance === true &&
+    (balance?.balance ?? 0) <= 0;
+
+  const handleBlurClick = () => {
+    if (message.chatId) {
+      showRefillModal(message.chatId);
+    }
+  };
+
   useEffect(() => {
     if (
       !!message.id &&
@@ -50,7 +64,12 @@ export default function ChatMessage({ message }: ChatMessageProps) {
     <div className={clsx(styles.message, isOwn && styles.own)}>
       <MessageBubble isOwn={isOwn}>
         {message.type === "text" && message.id !== "typing" && (
-          <MessageText text={message.text} isOwn={isOwn} />
+          <MessageText
+            text={message.text}
+            isOwn={isOwn}
+            isBlurred={shouldBlur}
+            onBlurClick={handleBlurClick}
+          />
         )}
 
         {message.id === "typing" && <MessageTyping />}
diff --git a/src/components/domains/chat/ChatMessage/MessageText/MessageText.module.scss b/src/components/domains/chat/ChatMessage/MessageText/MessageText.module.scss
index 92c4a0f..0eb7a6b 100644
--- a/src/components/domains/chat/ChatMessage/MessageText/MessageText.module.scss
+++ b/src/components/domains/chat/ChatMessage/MessageText/MessageText.module.scss
@@ -6,4 +6,17 @@
   &.own {
     color: #ffffff;
   }
+
+  &.blurred {
+    filter: blur(4px);
+    opacity: 0.6;
+    transition:
+      filter 0.3s ease,
+      opacity 0.3s ease;
+    pointer-events: none;
+    user-select: none; // Запрещаем выделение текста
+    -webkit-user-select: none; // Safari
+    -moz-user-select: none; // Firefox
+    -ms-user-select: none; // IE/Edge
+  }
 }
diff --git a/src/components/domains/chat/ChatMessage/MessageText/MessageText.tsx b/src/components/domains/chat/ChatMessage/MessageText/MessageText.tsx
index e917056..e6c7bd6 100644
--- a/src/components/domains/chat/ChatMessage/MessageText/MessageText.tsx
+++ b/src/components/domains/chat/ChatMessage/MessageText/MessageText.tsx
@@ -8,24 +8,40 @@ interface MessageTextProps {
   text?: string;
   isOwn: boolean;
   className?: string;
+  isBlurred?: boolean;
+  onBlurClick?: () => void;
 }
 
 export default function MessageText({
   text,
   isOwn,
   className,
+  isBlurred = false,
+  onBlurClick,
 }: MessageTextProps) {
+  const handleClick = () => {
+    if (isBlurred && onBlurClick) {
+      onBlurClick();
+    }
+  };
+
   return (
-    <Typography
-      as="p"
-      align="left"
-      className={clsx(
-        styles.text,
-        isOwn ? styles.own : styles.other,
-        className
-      )}
+    <div
+      onClick={handleClick}
+      style={isBlurred ? { cursor: "pointer" } : undefined}
     >
-      {text}
-    </Typography>
+      <Typography
+        as="p"
+        align="left"
+        className={clsx(
+          styles.text,
+          isOwn ? styles.own : styles.other,
+          isBlurred && styles.blurred,
+          className
+        )}
+      >
+        {text}
+      </Typography>
+    </div>
   );
 }
diff --git a/src/components/domains/chat/ChatModalsWrapper/ChatModalsWrapper.tsx b/src/components/domains/chat/ChatModalsWrapper/ChatModalsWrapper.tsx
index 0d2852e..f281da2 100644
--- a/src/components/domains/chat/ChatModalsWrapper/ChatModalsWrapper.tsx
+++ b/src/components/domains/chat/ChatModalsWrapper/ChatModalsWrapper.tsx
@@ -6,38 +6,65 @@ import { useTranslations } from "next-intl";
 import { ModalSheet } from "@/components/ui";
 import { useChat } from "@/providers/chat-provider";
 import { useToast } from "@/providers/toast-provider";
+import { useSocketEmit } from "@/services/socket";
 
 import { RefillOptionsModal, RefillTimerModal } from "..";
 
 export default function ChatModalsWrapper() {
   const t = useTranslations("Chat");
-  const { refillModals } = useChat();
+  const { refillModals, clearRefillModals } = useChat();
   const { addToast } = useToast();
+  const emit = useSocketEmit();
 
   const [isModalOpen, setIsModalOpen] = useState(false);
   const [modalChild, setModalChild] = useState<
     "refill-timer" | "refill-options" | null
   >(null);
+  const [isClosing, setIsClosing] = useState(false);
+  // Теперь hasShownTimerModal приходит с сервера
+  const hasShownTimerModal = refillModals?.hasShownTimerModal ?? false;
 
   const handleModalClose = () => {
+    setIsClosing(true);
     setIsModalOpen(false);
     const timeout = setTimeout(() => {
       setModalChild(null);
+      setIsClosing(false);
+      clearRefillModals(); // Очищаем состояние refillModals
     }, 300);
 
     return () => clearTimeout(timeout);
   };
 
+  const handleTimerModalClose = () => {
+    // При закрытии крестика в timer modal - переходим к options modal
+    setModalChild("refill-options");
+  };
+
   useEffect(() => {
-    if (!!refillModals?.oneClick) {
+    // Не обрабатываем новые события если модальное окно в процессе закрытия
+    if (isClosing) return;
+
+    if (!!refillModals?.oneClick && !hasShownTimerModal) {
       setIsModalOpen(true);
-      return setModalChild("refill-timer");
+      setModalChild("refill-timer");
+      // Подтверждаем серверу что показали timer modal
+      emit("confirm_timer_modal_shown");
+      return;
     }
     if (!!refillModals?.products) {
       setIsModalOpen(true);
       return setModalChild("refill-options");
     }
-  }, [refillModals]);
+    // Если получили событие повторно и timer modal уже показывался,
+    // сразу показываем options modal
+    if (!!refillModals?.oneClick && hasShownTimerModal) {
+      if (!isModalOpen) {
+        setIsModalOpen(true);
+        return setModalChild("refill-options");
+      }
+    }
+  }, [refillModals, hasShownTimerModal, isModalOpen, emit, isClosing]);
 
   const handlePaymentSuccess = () => {
     handleModalClose();
@@ -54,8 +81,11 @@ export default function ChatModalsWrapper() {
   return (
     <ModalSheet
       open={isModalOpen}
-      onClose={handleModalClose}
+      onClose={
+        modalChild === "refill-timer" ? handleTimerModalClose : handleModalClose
+      }
       variant={modalChild === "refill-timer" ? "gray" : "white"}
+      disableBackdropClose={true}
     >
       {modalChild === "refill-timer" && !!refillModals?.oneClick && (
         <RefillTimerModal
diff --git a/src/components/domains/chat/CorrespondenceStarted/CorrespondenceStarted.tsx b/src/components/domains/chat/CorrespondenceStarted/CorrespondenceStarted.tsx
index 5af6d8f..0022a05 100644
--- a/src/components/domains/chat/CorrespondenceStarted/CorrespondenceStarted.tsx
+++ b/src/components/domains/chat/CorrespondenceStarted/CorrespondenceStarted.tsx
@@ -20,14 +20,16 @@ const getTopPositionItem = (index: number) => {
 
 interface CorrespondenceStartedProps {
   chats: IChat[];
-  isVisibleAll?: boolean;
+  isVisibleAll: boolean;
   maxHideVisibleCount?: number;
+  currentBalance?: number;
 }
 
 export default function CorrespondenceStarted({
   chats,
   isVisibleAll = false,
   maxHideVisibleCount = 3,
+  currentBalance = 0,
 }: CorrespondenceStartedProps) {
   const router = useRouter();
   const setCurrentChat = useChatStore(state => state.setCurrentChat);
@@ -61,7 +63,9 @@ export default function CorrespondenceStarted({
                     message: {
                       type: chat.lastMessage.type,
                       content: chat.lastMessage.text,
+                      sentWithZeroBalance: chat.lastMessage.sentWithZeroBalance,
                     },
+                    currentBalance: currentBalance,
                   }
                 : null
             }
diff --git a/src/components/domains/chat/CorrespondenceStartedWrapper/CorrespondenceStartedWrapper.tsx b/src/components/domains/chat/CorrespondenceStartedWrapper/CorrespondenceStartedWrapper.tsx
index b488bab..066f193 100644
--- a/src/components/domains/chat/CorrespondenceStartedWrapper/CorrespondenceStartedWrapper.tsx
+++ b/src/components/domains/chat/CorrespondenceStartedWrapper/CorrespondenceStartedWrapper.tsx
@@ -3,6 +3,7 @@
 import { useTranslations } from "next-intl";
 
 import { Skeleton } from "@/components/ui";
+import { useBalance } from "@/hooks/balance/useBalance";
 import { useAppUiStore } from "@/providers/app-ui-store-provider";
 import { useChats } from "@/providers/chats-provider";
 
@@ -11,6 +12,7 @@ import { ChatItemsList, CorrespondenceStarted } from "..";
 export default function CorrespondenceStartedWrapper() {
   const t = useTranslations("Chat");
   const { startedChats } = useChats();
+  const { balance } = useBalance();
 
   const { isVisibleAll } = useAppUiStore(
     state => state.chats.correspondenceStarted
@@ -41,6 +43,7 @@ export default function CorrespondenceStartedWrapper() {
           <CorrespondenceStarted
             chats={startedChats}
             isVisibleAll={isVisibleAll}
+            currentBalance={balance}
           />
         </ChatItemsList>
       )}
diff --git a/src/components/domains/chat/GlobalNewMessagesBanner/GlobalNewMessagesBanner.tsx b/src/components/domains/chat/GlobalNewMessagesBanner/GlobalNewMessagesBanner.tsx
index f4880ab..15b7e56 100644
--- a/src/components/domains/chat/GlobalNewMessagesBanner/GlobalNewMessagesBanner.tsx
+++ b/src/components/domains/chat/GlobalNewMessagesBanner/GlobalNewMessagesBanner.tsx
@@ -5,6 +5,7 @@ import { useLocale } from "next-intl";
 
 import NewMessages from "@/components/domains/chat/NewMessages/NewMessages";
 import ViewAll from "@/components/domains/chat/ViewAll/ViewAll";
+import { useBalance } from "@/hooks/balance/useBalance";
 import { useAppUiStore } from "@/providers/app-ui-store-provider";
 import { useChats } from "@/providers/chats-provider";
 import { ROUTES } from "@/shared/constants/client-routes";
@@ -14,6 +15,7 @@ import styles from "./GlobalNewMessagesBanner.module.scss";
 
 export default function GlobalNewMessagesBanner() {
   const { unreadChats } = useChats();
+  const { balance } = useBalance();
 
   // Exclude banner on chat-related, settings (profile), and retention funnel pages
   const pathname = usePathname();
@@ -39,7 +41,11 @@ export default function GlobalNewMessagesBanner() {
           onClick={() => setHomeNewMessages({ isVisibleAll: !isVisibleAll })}
         />
       )}
-      <NewMessages chats={unreadChats} isVisibleAll={isVisibleAll} />
+      <NewMessages
+        chats={unreadChats}
+        isVisibleAll={isVisibleAll}
+        currentBalance={balance}
+      />
     </div>
   );
 }
diff --git a/src/components/domains/chat/LastMessagePreview/LastMessagePreview.module.scss b/src/components/domains/chat/LastMessagePreview/LastMessagePreview.module.scss
index 42ddb38..0edcc00 100644
--- a/src/components/domains/chat/LastMessagePreview/LastMessagePreview.module.scss
+++ b/src/components/domains/chat/LastMessagePreview/LastMessagePreview.module.scss
@@ -17,4 +17,16 @@
   -webkit-box-orient: vertical;
   white-space: normal;
   word-break: break-word;
+
+  &.blurred {
+    filter: blur(4px);
+    opacity: 0.6;
+    transition:
+      filter 0.3s ease,
+      opacity 0.3s ease;
+    user-select: none;
+    -webkit-user-select: none;
+    -moz-user-select: none;
+    -ms-user-select: none;
+  }
 }
diff --git a/src/components/domains/chat/LastMessagePreview/LastMessagePreview.tsx b/src/components/domains/chat/LastMessagePreview/LastMessagePreview.tsx
index d3fd91c..bea56b8 100644
--- a/src/components/domains/chat/LastMessagePreview/LastMessagePreview.tsx
+++ b/src/components/domains/chat/LastMessagePreview/LastMessagePreview.tsx
@@ -8,18 +8,25 @@ export interface LastMessagePreviewProps {
   message: {
     type: "text" | "voice" | "image";
     content?: string;
+    sentWithZeroBalance?: boolean;
   };
   isTyping?: boolean;
   isRead?: boolean;
+  currentBalance?: number;
 }
 
 export default function LastMessagePreview({
   message,
   isTyping,
   isRead,
+  currentBalance = 0,
 }: LastMessagePreviewProps) {
   const t = useTranslations("Chat");
 
+  // Определяем нужно ли блюрить сообщение
+  const shouldBlur =
+    message.sentWithZeroBalance === true && currentBalance <= 0;
+
   const getMessageIcon = () => {
     switch (message.type) {
       case "voice":
@@ -72,7 +79,7 @@ export default function LastMessagePreview({
         size="sm"
         color="secondary"
         align="left"
-        className={styles.text}
+        className={`${styles.text} ${shouldBlur ? styles.blurred : ""}`}
       >
         {getMessageText()}
       </Typography>
diff --git a/src/components/domains/chat/MessageInput/MessageInput.module.scss b/src/components/domains/chat/MessageInput/MessageInput.module.scss
index a703a61..5cfbb84 100644
--- a/src/components/domains/chat/MessageInput/MessageInput.module.scss
+++ b/src/components/domains/chat/MessageInput/MessageInput.module.scss
@@ -20,3 +20,18 @@
   align-items: center;
   justify-content: center;
 }
+
+.sendButtonWrapper {
+  position: relative;
+  width: 40px;
+  height: 40px;
+}
+
+.disabledOverlay {
+  position: absolute;
+  inset: 0;
+  border-radius: 50%;
+  z-index: 1;
+  background: transparent;
+  cursor: pointer;
+}
diff --git a/src/components/domains/chat/MessageInput/MessageInput.tsx b/src/components/domains/chat/MessageInput/MessageInput.tsx
index eac5336..621742f 100644
--- a/src/components/domains/chat/MessageInput/MessageInput.tsx
+++ b/src/components/domains/chat/MessageInput/MessageInput.tsx
@@ -9,14 +9,20 @@ import styles from "./MessageInput.module.scss";
 
 interface MessageInputProps {
   onSend: (message: string) => void;
+  disabled?: boolean;
+  onDisabledClick?: () => void;
 }
 
-export default function MessageInput({ onSend }: MessageInputProps) {
+export default function MessageInput({
+  onSend,
+  disabled = false,
+  onDisabledClick,
+}: MessageInputProps) {
   const t = useTranslations("Chat");
   const [message, setMessage] = useState("");
 
   const handleSend = () => {
-    if (message.trim()) {
+    if (message.trim() && !disabled) {
       onSend(message.trim());
       setMessage("");
     }
@@ -24,6 +30,12 @@ export default function MessageInput({ onSend }: MessageInputProps) {
 
   const handleKeyDown = (e: React.KeyboardEvent<HTMLTextAreaElement>) => {
     if (e.key === "Enter") {
+      // If disabled (e.g., zero balance), open refill modal instead of sending
+      if (!e.ctrlKey && disabled) {
+        e.preventDefault();
+        onDisabledClick?.();
+        return;
+      }
       if (e.ctrlKey) {
         // Ctrl + Enter - добавляем перенос строки
         e.preventDefault();
@@ -55,14 +67,24 @@ export default function MessageInput({ onSend }: MessageInputProps) {
         onKeyDown={handleKeyDown}
         maxRows={5}
       />
-      <Button
-        onClick={handleSend}
-        disabled={!message.trim()}
-        aria-label="Send"
-        className={styles.sendButton}
-      >
-        <Icon name={IconName.PaperAirplane} size={{ height: 14, width: 14 }} />
-      </Button>
+      <div className={styles.sendButtonWrapper}>
+        {/* Capture clicks when disabled to open refill modal */}
+        {disabled && typeof onDisabledClick === "function" && (
+          <div
+            className={styles.disabledOverlay}
+            onClick={onDisabledClick}
+            aria-hidden
+          />
+        )}
+        <Button
+          onClick={handleSend}
+          disabled={!message.trim() || disabled}
+          aria-label="Send"
+          className={styles.sendButton}
+        >
+          <Icon name={IconName.PaperAirplane} size={{ height: 14, width: 14 }} />
+        </Button>
+      </div>
     </div>
   );
 }
diff --git a/src/components/domains/chat/MessageInputWrapper/MessageInputWrapper.tsx b/src/components/domains/chat/MessageInputWrapper/MessageInputWrapper.tsx
index 20e32a1..5759bc6 100644
--- a/src/components/domains/chat/MessageInputWrapper/MessageInputWrapper.tsx
+++ b/src/components/domains/chat/MessageInputWrapper/MessageInputWrapper.tsx
@@ -1,5 +1,6 @@
 "use client";
 
+import { useShowRefillModal } from "@/hooks/refill/useShowRefillModal";
 import { useChat } from "@/providers/chat-provider";
 
 import { MessageInput } from "..";
@@ -7,12 +8,26 @@ import { MessageInput } from "..";
 import styles from "./MessageInputWrapper.module.scss";
 
 export default function MessageInputWrapper() {
-  const { send } = useChat();
+  const { send, balance, chatId } = useChat();
+  const { showRefillModal } = useShowRefillModal();
+
+  // Блокируем отправку сообщений при нулевом или отрицательном балансе
+  const disabled = (balance?.balance ?? 0) <= 0;
+
+  const handleDisabledClick = () => {
+    if (disabled && chatId) {
+      showRefillModal(chatId);
+    }
+  };
 
   return (
     <div className={styles.container}>
       <div className={styles.inputWrapper}>
-        <MessageInput onSend={send} />
+        <MessageInput
+          onSend={send}
+          disabled={disabled}
+          onDisabledClick={handleDisabledClick}
+        />
       </div>
     </div>
   );
diff --git a/src/components/domains/chat/NewMessages/NewMessages.tsx b/src/components/domains/chat/NewMessages/NewMessages.tsx
index 7fefd64..4aa4e19 100644
--- a/src/components/domains/chat/NewMessages/NewMessages.tsx
+++ b/src/components/domains/chat/NewMessages/NewMessages.tsx
@@ -21,12 +21,14 @@ interface NewMessagesProps {
   chats: IChat[];
   isVisibleAll: boolean;
   maxHideVisibleCount?: number;
+  currentBalance?: number;
 }
 
 export default function NewMessages({
   chats,
   isVisibleAll = false,
   maxHideVisibleCount = 3,
+  currentBalance = 0,
 }: NewMessagesProps) {
   const router = useRouter();
   const setCurrentChat = useChatStore(state => state.setCurrentChat);
@@ -60,7 +62,9 @@ export default function NewMessages({
                     message: {
                       type: chat.lastMessage.type,
                       content: chat.lastMessage.text,
+                      sentWithZeroBalance: chat.lastMessage.sentWithZeroBalance,
                     },
+                    currentBalance: currentBalance,
                   }
                 : null
             }
diff --git a/src/components/domains/chat/NewMessagesWrapper/NewMessagesWrapper.tsx b/src/components/domains/chat/NewMessagesWrapper/NewMessagesWrapper.tsx
index 282a007..fbe2899 100644
--- a/src/components/domains/chat/NewMessagesWrapper/NewMessagesWrapper.tsx
+++ b/src/components/domains/chat/NewMessagesWrapper/NewMessagesWrapper.tsx
@@ -3,6 +3,7 @@
 import { useTranslations } from "next-intl";
 
 import { Skeleton } from "@/components/ui";
+import { useBalance } from "@/hooks/balance/useBalance";
 import { useAppUiStore } from "@/providers/app-ui-store-provider";
 import { useChats } from "@/providers/chats-provider";
 
@@ -11,6 +12,7 @@ import { ChatItemsList, NewMessages } from "..";
 export default function NewMessagesWrapper() {
   const t = useTranslations("Chat");
   const { unreadChats } = useChats();
+  const { balance } = useBalance();
 
   const { isVisibleAll } = useAppUiStore(state => state.chats.newMessages);
   const hasHydrated = useAppUiStore(state => state._hasHydrated);
@@ -32,7 +34,11 @@ export default function NewMessagesWrapper() {
           }}
           isVisibleViewAll={unreadChats.length > 1}
         >
-          <NewMessages chats={unreadChats} isVisibleAll={isVisibleAll} />
+          <NewMessages
+            chats={unreadChats}
+            isVisibleAll={isVisibleAll}
+            currentBalance={balance}
+          />
         </ChatItemsList>
       )}
     </>
diff --git a/src/components/domains/dashboard/sections/NewMessagesSection/NewMessagesSection.tsx b/src/components/domains/dashboard/sections/NewMessagesSection/NewMessagesSection.tsx
index 3b8d670..2728fa6 100644
--- a/src/components/domains/dashboard/sections/NewMessagesSection/NewMessagesSection.tsx
+++ b/src/components/domains/dashboard/sections/NewMessagesSection/NewMessagesSection.tsx
@@ -2,6 +2,7 @@
 
 import { NewMessages, ViewAll } from "@/components/domains/chat";
 import { Skeleton } from "@/components/ui";
+import { useBalance } from "@/hooks/balance/useBalance";
 import { useAppUiStore } from "@/providers/app-ui-store-provider";
 import { useChats } from "@/providers/chats-provider";
 
@@ -9,6 +10,7 @@ import styles from "./NewMessagesSection.module.scss";
 
 export default function NewMessagesSection() {
   const { unreadChats } = useChats();
+  const { balance } = useBalance();
 
   const { isVisibleAll } = useAppUiStore(state => state.home.newMessages);
   const hasHydrated = useAppUiStore(state => state._hasHydrated);
@@ -29,7 +31,11 @@ export default function NewMessagesSection() {
               }}
             />
           )}
-          <NewMessages chats={unreadChats} isVisibleAll={isVisibleAll} />
+          <NewMessages
+            chats={unreadChats}
+            isVisibleAll={isVisibleAll}
+            currentBalance={balance}
+          />
         </div>
       )}
     </>
diff --git a/src/components/ui/ModalSheet/ModalSheet.tsx b/src/components/ui/ModalSheet/ModalSheet.tsx
index 7d0664e..f1484d1 100644
--- a/src/components/ui/ModalSheet/ModalSheet.tsx
+++ b/src/components/ui/ModalSheet/ModalSheet.tsx
@@ -12,6 +12,7 @@ import styles from "./ModalSheet.module.scss";
 interface ModalSheetProps extends Omit<ModalProps, "isCloseButtonVisible"> {
   showCloseButton?: boolean;
   variant?: "white" | "gray";
+  disableBackdropClose?: boolean;
 }
 
 export default function ModalSheet({
@@ -22,6 +23,7 @@ export default function ModalSheet({
   modalClassName,
   showCloseButton = true,
   variant = "white",
+  disableBackdropClose = false,
   ref,
 }: ModalSheetProps) {
   const [isOpen, setIsOpen] = useState(open);
@@ -37,7 +39,13 @@ export default function ModalSheet({
   return (
     <Modal
       open={open || isOpen}
-      onClose={onClose}
+      onClose={
+        disableBackdropClose
+          ? () => {
+              /* Backdrop close disabled */
+            }
+          : onClose
+      }
       className={clsx(className, styles.overlay, {
         [styles.closed]: !open && isOpen,
       })}
diff --git a/src/entities/chats/types.ts b/src/entities/chats/types.ts
index 323111f..af10dda 100644
--- a/src/entities/chats/types.ts
+++ b/src/entities/chats/types.ts
@@ -11,6 +11,7 @@ const ChatMessageSchema = z.object({
   text: z.string().optional(),
   isLast: z.boolean().optional(),
   suggestions: z.array(z.string()).optional(),
+  sentWithZeroBalance: z.boolean().optional(),
 });
 
 const ChatSchema = z.object({
diff --git a/src/hooks/balance/useBalance.ts b/src/hooks/balance/useBalance.ts
new file mode 100644
index 0000000..59f6d1a
--- /dev/null
+++ b/src/hooks/balance/useBalance.ts
@@ -0,0 +1,27 @@
+"use client";
+
+import { useState } from "react";
+
+import { useSocketEvent } from "@/hooks/socket/useSocketEvent";
+
+import { useUserBalance } from "./useUserBalance";
+
+export const useBalance = () => {
+  const [socketBalance, setSocketBalance] = useState<number | null>(null);
+
+  // Получаем начальный баланс через API
+  const { balance: apiBalance, isLoading } = useUserBalance();
+
+  // Слушаем обновления баланса через WebSocket
+  useSocketEvent("balance_updated", b => {
+    setSocketBalance(b.data.balance);
+  });
+
+  // Приоритет: WebSocket > API > 0
+  const currentBalance = socketBalance ?? apiBalance ?? 0;
+
+  return {
+    balance: currentBalance,
+    isLoading,
+  };
+};
diff --git a/src/hooks/chats/useChatSocket.ts b/src/hooks/chats/useChatSocket.ts
index 394ff6a..29efd5d 100644
--- a/src/hooks/chats/useChatSocket.ts
+++ b/src/hooks/chats/useChatSocket.ts
@@ -113,6 +113,10 @@ export const useChatSocket = (
     emit("fetch_balance", { chatId });
   }, [emit, chatId]);
 
+  const clearRefillModals = useCallback(() => {
+    setRefillModals(null);
+  }, []);
+
   // Auto top-up: silent flow (no UI prompt)
   const autoTopUpInProgressRef = useRef(false);
   // Timer for delayed unlock after error
@@ -341,6 +345,7 @@ export const useChatSocket = (
 
   return useMemo(
     () => ({
+      chatId,
       messages,
       balance,
       session,
@@ -352,6 +357,7 @@ export const useChatSocket = (
       read,
       startSession,
       endSession,
+      clearRefillModals,
 
       isLoadingSelfMessage,
       isLoadingAdvisorMessage,
@@ -363,6 +369,7 @@ export const useChatSocket = (
       hasMoreOlderMessages,
     }),
     [
+      chatId,
       messages,
       balance,
       session,
@@ -380,6 +387,7 @@ export const useChatSocket = (
       read,
       startSession,
       endSession,
+      clearRefillModals,
     ]
   );
 };
diff --git a/src/hooks/refill/useShowRefillModal.ts b/src/hooks/refill/useShowRefillModal.ts
new file mode 100644
index 0000000..3df5275
--- /dev/null
+++ b/src/hooks/refill/useShowRefillModal.ts
@@ -0,0 +1,14 @@
+"use client";
+
+import { useSocketEmit } from "@/services/socket";
+
+export const useShowRefillModal = () => {
+  const emit = useSocketEmit();
+
+  const showRefillModal = (chatId: string) => {
+    // Запрашиваем у сервера показать модальное окно пополнения
+    emit("request_refill_modal", { chatId });
+  };
+
+  return { showRefillModal };
+};
diff --git a/src/services/socket/events.ts b/src/services/socket/events.ts
index c9cfb11..5b0111e 100644
--- a/src/services/socket/events.ts
+++ b/src/services/socket/events.ts
@@ -42,6 +42,7 @@ export interface IRefillModals {
     };
   };
   products?: IRefillModalsProduct[];
+  hasShownTimerModal?: boolean;
 }
 
 export interface IAutoTopUpRequest {
@@ -63,6 +64,8 @@ export interface ClientToServerEvents {
   end_session: (data: { chatId: string }) => void;
   fetch_balance: (data: { chatId: string }) => void;
   deposit: (data: { amount: number }) => void;
+  confirm_timer_modal_shown: () => void;
+  request_refill_modal: (data: { chatId: string }) => void;
 }
 
 export interface ServerToClientEventsBaseData<T> {